Thanks for the advice last time. I didn't want to hear it, but I needed to. Advice is funny like that.

Well today my whole world collapsed. I've been real busy with my new job the last couple of weeks and I was beginning to notice my wife pulling away from me. I tried to talk to her about it, but she was being real distant. She was also very protective of her phone, but I didn't think anything of it.

 Well a night before now I had some dream. It was really bizarre, but it quickly became a nightmare when I realized my wife was cheating on me, even though the first part of the dream she obviously was and I had just refused to see it. I was... disturbed by the dream, mainly becasue of what it says about my subconcious. This morning curiosity got the better of me and I looked through ehr phone.

An old friend of hers was teh picture, with the words 'Ohhhh honey honey' as the slogan. I thought it was a little weird, but my wife is fairly eccentric, like myself. So I 'went to text my friend' which is just BS for look through her messages. Apparently she'd been texting that guy and ending up sending both messages that said 'I love you' along with some pictures of her that are definately NSFW.

I'm devastated. I've talked with her about it and she actually had a hard time choosing between getting a free trip to go live with the guy or staying with me. I told her to just pick what made her happy, so I guess I'm lucky she chose me. We spent the rest of the day trying to figure out what I had done to push her away.

Only about a month ago we were happy. Sure, we were having some money problems, but we were talking about having another baby and life was going well, as far as I could tell. She said it wasn't him and she was having some issues with us before she started to text him, but I don't understand how things could go bad so fast.

I just don't know what to do. I can't feel anything but pain and there's a pressure on my chest and stomach. It's hurts so much, but if I react I'll feel like I'm blowing the last chance she's giving me. Love is about being faithful and trying, or so I believe, but how can I ever trust her if she turns this fast? I can't live without her, if she left I'd be dead in a little over a year, probably from an overdose of something. I just want to scream.

I don't know what to do anymore

I can't stand my bank. Or the last bank I had. They both do this thing to my account, and I end up on the short side of the ride. I'll check my account and my balance, both real and available, will be fine. But I'll check it later and everything's been rearranged so I go under before my money goes in and I end up with four or five overdraft fees. It's just not fair. I expect the online statements and the phone calls to tell me how I'm spending and what I can do but it consistantly screws me over.

I'm a father, happily married, I got a new wonderful job even in this economy, and my son's growing fast but I'm tired of living paycheck to paycheck. Right now because of the bank I'm 450 dollars negative. My other account's been 500 dollars under since August. We're getting a new apartment, everything's going great. But how can I afford the first month'srent/security deposit if I have to use the 400 just to fix my account?

People tell me to go to a credit union, but I don't know if I can now that I have one bank saying I can't open accounts and another with their hand out charging me 8 dollars a day that it's negative. How can they expect me to get it fixed if it gets worse and worse the more time I spend trying to fix it? I donate plasma twice a week just trying to make ends meet as well as working a full-time job. I'm sick of this. And I'm stranded in this debt. I'm thinking about getting a credit card, but I'm so ill-informed I fear they'll screw me over the same as the bank.

 Arg.